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First Flight Federal Credit Union

First Flight Federal Credit Union
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Loans

Home Equity

Put the equity you've built-up in your home to work with a Home Equity loan or line of credit from First Flight! With low closing cost options, great rates and terms, you can use the equity in your home to pay for college tuition, debt consolidation, computers or even a vacation. Our low rates and easy application procedures are also ideal when considering home improvement projects such as a pool, kitchen remodeling, or room additions.

Apply Online!

Home Equity Line of Credit

Borrow only what you need and pay it back over time at a rate that you can afford!  Don't need it right now?  That's okay- it will be there if you do!

  • No Closing Cost*
  • Borrow up to 100% of the value of your home.
  • Revolving line of credit that allows future advances up to the approved credit limit.
  • Variable rate, fixed term 
  • Interest may be tax deductible*

Important Terms of our Home Equity Line of Credit

Certain credit criteria and balance requirements must be met and maintained for no closing cost offer. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Appraisal fee is free only if loan is approved and disbursed. Appraisal fee will be reimbursed at time of disbursement. Owner occupied primary residence only. Promotional offers are available for new home equity line of credit loans only. APR= Annual Percentage Rate. Rates shown are the lowest rates offered for the products advertised. Other credit options available at higher rates. Applicants who do not qualify for these rates may be offered credit at a higher rate and/or different terms. Rates are subject to change without notice and are based upon the prime rate as reported in the Wall Street Journal. Maximum APR is 18%. Rate may change after consummation. Click here for current loan rates: www.efirstflight.com/home/rates/loan#personal. Monthly payments are 1.5% of the balance. Membership eligibility may be required. Please consult your tax advisor regarding the deductibility of interest. 

 

 

Mini Mortgage

Finance big expenses at a low fixed rate and enjoy monthly payments that never change. You'll also enjoy:

  • A Low, fixed rate for the entire term
  • One time payout
  • Fixed term
  • No early repayment penalty
  • Interest may be tax deductible*

First Flight's Green Home Loan

Ready to make your home more energy efficient? This is the right loan for home improvements such as the installation of solar and wind energy systems, energy efficient windows, new septic system, furnace replacement, new insulation, and passive heating materials.

This loan features:

  • Fixed rates and terms and a one-time payout
  • No early repayment penalty
  • Low or no closing costs.
  • Interest may be tax deductible*

 

Routing #: 2531 7538 4

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender Verified by VISA
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