Home Equity

Put the equity you've built-up in your home to work with a Home Equity loan or line of credit from First Flight! With low closing cost options, great rates and terms, you can use the equity in your home to pay for college tuition, debt consolidation, computers or even a vacation. Our low rates and easy application procedures are also ideal when considering home improvement projects such as a pool, kitchen remodeling, or room additions.

When picking your First Flight loan, choose from:

The "Mini Mortgage"

Finance big expenses at a low fixed rate and enjoy monthly payments that never change. You'll also enjoy:

• A Low, fixed rate for the entire term
• One time payout
• Fixed term of 12 years, or 144 months
• No early repayment penalty
• Interest may be tax deductible*

First Flight's Green Home Loan

Ready to make your home more energy efficient? This is the right loan for home improvements such as the installation of solar and wind energy systems, energy efficient windows, new septic system, furnace replacement, new insulation, and passive heating materials.

This loan features:

• Fixed rates and terms and a one-time payout
• No early repayment penalty
• Low or no closing costs.
• Interest may be tax deductable*

Equity Access HELOC and Equity Access/Prime Minus HELOC

Borrow only what you need and pay it back over time at a rate you can afford! Don't need it right now? That's ok- it'll be there if you do!

• Revolving line of credit that allows future advances up to the approved credit limit.
• Variable rate, fixed term
• Interest may be tax deductable*

To apply for any of First Flight's equity options, please apply online, call us at 1-800-807-0766 or visit one of our conveniently located branches.

*Please consult your tax advisor on the deductibility of interest.