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Mortgage Rates
Government Loans
For purchasing or refinancing a primary residence. Rates quoted require a 1.00% loan origination fee. All Veterans Administration (VA) loans are subject to a funding fee up to 3.30%. Federal Housing Administration (FHA) loans will require up-front mortgage insurance fee of 1%. VA loans are eligible for 100% LTV financing and FHA loan are eligible for 96.5% LTV.
APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required. For purchasing or refinancing a primary residence. Rates quoted require a 1.00% loan origination fee. All Veterans Administration loans are subject to a funding fee up to 3.30%. FHA loans will require up-front mortgage insurance fee of 1%. VA loans are eligible for 100% LTV financing and FHA loan are eligible for 96.5% LTV.
Fixed Rate Loans
For the purpose of purchasing or refinancing a primary residence, second home, or investment property. Rates quoted below require a 1.00% loan origination fee. This fee may be waived for a 0.375% increase in the interest rate. Rates are based on 80% of the value of your home. May exceed 80% with mortgage insurance.
APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.
3% Down Loans
For purchase money loans on primary residences only. Rates quoted below require a 1.00% loan origination fee. This fee may be waived for a 0.375% increase in the interest rate. All My Community loans are required to have mortgage insurance coverage up to 20%.
APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.
Adjustable Rate Loans
For the purpose of purchasing or refinancing a primary residence. All rates quoted below require a 1.00% loan origination fee. Speak to a First Flight mortgage loan officer for any promotions. Rates are based on an LTV of 80% or less. For the 1 Yr, 7 Yr, and 10 Yr ARM loans regardless of loan amount, mortgage insurance is required if the LTV exceeds 80%. For the 3 Yr and 5 Yr ARM loans, LTV cannot exceed 80% and MI or second liens are not allowed. Payments on all ARMs are based on a 30-year amortization. Rates are subject to change without notice. Call First Flight for current rates.
APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Rate will change after loan consummation. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.
Construction Loans
Real estate secured loan that enables a member to build a house. First Flight can loan up to 95% of appraised value subject to completion. Once the borrower is pre-approved for a permanent loan we can do the construction loan. The contractor is paid for the work that is completed after every inspection is done to determine the percentage of completion. The borrower will only pay interest on the amount drawn against the Construction Loan. When construction is complete, the borrower has 30 days to modify the Construction Loan to a permanent financing option.
APR= Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.
Rates effective as of the date and time stamped above. Rates are subject to change at any time, and without notice. Call 1-800-807-0766 for our daily rate quotes.
