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First Flight Federal Credit Union

First Flight Federal Credit Union
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Rates

For mortgage information call 800-807-0766

Mortgage Rates

Fixed Rate Loans

For the purpose of purchasing or refinancing a primary residence, second home, or investment property. Rates quoted below require a 1.00% loan origination fee. This fee may be waived for a 0.375% increase in the interest rate. Mortgage insurance required if loan to value exceeds 80%. Rates are subject to change without notice. Call First Flight for current rates.

97% LTV Options

Available to first-time homebuyers for the purchase of a 1-unit residence and for the refinance of current Fannie Mae loans. Manufactured housing is not allowed. Fixed rate mortgages with maximum term of 30 years. Mortgage insurance required. Pre-purchase home-buyer counseling may be required. Rates are subject to change without notice. Call First Flight for current rates.

APR = Annual Percentage Rate. Term loan: For a $100,000 amount, and term of 300 months with a 5.00% APR fixed, the monthly payment would be $584.59. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. No prepayment penalties. Membership eligibility may be required.

 

 

Government Loans

For purchasing or refinancing a primary residence. Rates quoted require a 1.00% loan origination fee. All Veterans Administration (VA) loans may be subject to a funding fee of up to 3.30%. Federal Housing Administration (FHA) loans will require up-front mortgage insurance fee of 1.50% and monthly mortgage insurance. VA loans are eligible for 100% LTV financing and FHA loan are eligible for 96.5% LTV. Rates are subject to change without notice. Call First Flight for current rates.

 

 

APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required. For purchasing or refinancing a primary residence. Rates quoted require a 1.00% loan origination fee. All Veterans Administration loans are subject to a funding fee up to 3.30%. FHA loans will require up-front mortgage insurance fee of 1%. VA loans are eligible for 100% LTV financing and FHA loan are eligible for 96.5% LTV.

 

Adjustable Rate Loans

For the purpose of purchasing or refinancing a primary residence. All rates quoted below require a 1.00% loan origination fee. Mortgage insurance is required if the LTV exceeds 80%. Payments on all ARMs are based on a 30-year amortization. Rates are subject to change without notice. Call First Flight for current rates.

 

APR = Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Rate will change after loan consummation. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.

 

Jumbo Loans

Available for the purchase or refinance of a primary residence or second home. Loan amounts up to $3,000,000 and LTV's up to 80%. Max loan amount and LTV determined by property type and transaction type. Minimum FICO of 680 for all LTV's. Reserves required. Rates are subject to change without notice. Call First Flight for current rates.

 

APR= Annual Percentage Rate. Rates and terms effective as of the date listed above and are subject to change without notice. Rates shown are the lowest rates offered for the products advertised. Other options available at higher rates. Applicants who do not qualify for these rates and/or terms may be offered credit at a higher rate and/or different terms. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Corresponding APR based upon a loan value of $200,000. Please contact a First Flight associate at 1-800-807-0766 for full disclosures. Membership eligibility may be required.

Rates effective as of the date and time stamped above. Rates are subject to change at any time, and without notice. Call 1-800-807-0766 for our daily rate quotes.

 

Routing #: 2531 7538 4

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender Verified by VISA
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