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First Flight Advance Loans are a small-dollar personal loan option to help you out when you need a little extra cash. The application process takes minutes to complete, and the funds are deposited directly into your First Flight account. We don’t even require a credit check! 

First Flight Advance Loans are available to all Members who meet the Membership and deposit requirements requirements! Applicants must be the primary account holder, have been a Member for 90 days prior to their application, have had a direct deposit within 61 days prior to the application, and have accounts in good standing!

We make discovering your options easy when it comes to loans!

Just enter in your mobile number and we’ll text you a code to verify that it’s you. Then we’ll get a few more pieces of information to verify your identity, and WITHIN MINUTES you’ll see what First Flight loans you’re pre-qualified for! AND, if you’re look at refinancing or consolidating, you’ll get an estimate for how much money you could save monthly!*

If you like what you see, just tap the “Submit Application” button and you’re done! We’ll receive the application and one of our friendly team members be in touch with you shortly. It’s that simple!

Apply online today! Click here to get started!

You can apply online, give us a call, or visit one of our convenient branch locations!


When making a payment towards your loan, kindly send any payment remittance via mail to the address provided below. To ensure that your payment is applied correctly to the appropriate loan, remember to include the loan number on your check. You can also download these Loan Payment Coupons to mail in with your payment. Alternatively, you can arrange automatic payments by accessing our website at efirstflight.com or by visiting any First Flight branch. 


Payment Remittance Address:
First Flight FCU
Attn: Payment Center
1815 Kildaire Farm Rd.
Cary, NC 27518

*APR = Annual Percentage Rate. Rates are based on an evaluation of your credit history and other factors. Presented rates are based on available data at time of inquiry. As a result, your final offered rate may differ then presented rates.

**Applies to automobile purchases and refinances only. Must choose periodic payments through a qualifying First Flight Federal Credit Union checking account at the time of application. Terms and conditions apply. For full details speak with a First Flight representative

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