Compare Mortgages

You’ve found your dream home, now which loan should you choose? Determining which mortgage is right for you can be a challenge. Let First Flight mortgage experts help you decide which mortgage best meets your needs!

Fixed Rate Mortgages

Fixed rate mortgages are closed ended loans and are available for terms up to 30 years. You can even choose a shorter term, including 10 and 15 year terms. Interest rates and terms are locked for the term of the loan and you can expect nearly the same payment each month (the only change may be the result of changes in property taxes, insurance, or other expenses, also known as “PITI”). When you choose a fixed rate mortgage, you can expect:

• In-house loan underwriting, processing, and servicing
• No PMI or Escrow options
• Purchase, Refinance, and Cash Out loans available
• As little as 3% down payment for first time homebuyers

Adjustable Rate Mortgages

Adjustable rate mortgage (ARM) products feature an interest rate that is adjusted periodically based on a pre-selected index. You can expect your monthly payment to adjust, either up or down, depending upon the index. These loans offer:

• Conforming and Jumbo loan options
• Purchase, Refinance, and Cash Out loans available
• Primary residence, investment properties and second homes eligible

FHA & VA

First Flight offers FHA & VA loans for purchase or refinance. Veterans with certificates of eligibility may qualify for VA loans, and FHA loans are insured by the Federal Housing Administration. First Flight FHA & VA loans offer:

• Minimal down payment options
• Adjustable or fixed rate options available for FHA and VA
• First time home-buyer programs
• 100% financing on VA option
• Cash out options available

Jumbo Loans

• Loan amounts up to $3 million
• Primary residence, investment properties and second homes eligible
• Purchase, Refinance and Cash Out loans available
• Fixed and Adjustable Rate Mortgages available

Our staff is ready to help you get started.

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