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Don’t Miss Our Current Promotional Rates for Select Deposit Products!

Table chart that shows... Money Market: Prestige Money Market; Dividend: 4.00%; APY (APY = Annual Percentage Yield) 4.07%

*Membership eligibility required. Prestige Products are available to all Members who meet and maintain minimum/maximum deposit requirements. Promotion subject to change or end without notice. 1. Minimum new deposit of $10,000 required at the time of account opening. Promotional rate applies to deposits up to $49,999.99. Deposits outside of the promotional deposit range will qualify for standard Money Market rates.

Business Share Certificate* $10,000 Minimum Deposit 12-month term; 5.00% dividend; 5.12% APY; Business Share Certificate $500 Minimum Deposit 12-month term; 4.90% dividend; 5.01% APY; APY = Annual Percentage Yield.

Membership eligibility may be required. Promotion available while supplies last. Promotional rates are subject to end at any time and without notice. *Business certificates are only available for Business Account-holding Members. To find out if you qualify for a Business Account, please speak with a First Flight Team Member. Rollovers and existing share certificate products will not qualify for promotional rates. Federally Insured by the NCUA.

Deposit Rates

Save BIG with a variety of options. To learn more about our deposit products call us at 1.800.807.0766 or visit your local branch.

All rates effective as of 04/01/2024.

Personal Checking Accounts

ProductDividend RateAPY
Value Checking (Standard without minimum transaction requirements met)0.05%0.05%
Value Checking (With minimum transaction requirements met)1.00%1.00%
Prestige Checking0.10%0.10%
Basic Checking0.00%0.00%

Rates effective as of 08/22/2023. Rates and fees may change after account is opened. To earn the stated Prestige account rate, member must maintain $5,000 combined balance in savings, checking, Money Market, IRA, or Share Certificates.


Business Checking Accounts

ProductDividend RateAPY
Basic Checking0.00%0.00%
Prestige Checking0.10%0.10%

Rates effective as of 08/22/2023. Rates and fees may change after account is opened.


Standard Consumer Money Market Products

ProductDividend RateAPY
up to $999.990.00%0.00%
$1,000 to $9,999.991.00%1.00%
$10,000 to $49,999.991.25%1.26%
$50,000 +1.50%1.51%

Rates effective as of 08/22/2023. Money market rates are variable and may change after account is open.


Business Money Market Products

ProductDividend RateAPY
up to $999.990.00%0.00%
$1,000 to $9,999.991.00%1.00%
$10,000 to $49,999.991.25%1.26%
$50,000 +1.50%1.51%

Rates effective as of 08/22/2023. Money market rates are variable and may change after account is open. Business Money Market accounts are only available for Business Account-holding Members.


Savings Accounts

For Share Savings, Business Savings, Custodial Accounts, Estate Accounts, Agency Accounts, & Trust Accounts.

AmountDividend RateAPY
  Up to $24.990.00%0.00%
  $25- $9999.990.05%0.05%
  $10,000 and above0.10%0.10%


First Flight Plus Savings and Christmas Club

AmountDividend RateAPY
First Flight Plus
  Up to $4.990.00%0.00%
  $5 and above0.10%0.10%
Christmas Club
  Up to $24.990.00%0.00%
  $25 and above0.10%0.10%

Rate effective as of 08/22/2023. Member must maintain minimum balance of $24.99 to earn dividends in savings accounts listed above except First Flight Plus accounts in which a $5 balance must be maintained to earn dividends. Rates can change after account opening.


Share Certificates

ProductDividend RateAPY
$500 minimum to open
90 Days1.90%1.92%
180 Days1.90%1.92%
12 months4.90%5.01%
18 months3.90%3.97%
24 months3.90%3.97%
36 months3.15%3.20%
48 months3.15%3.20%
60 months3.15%3.20%
$10,000 Minimum to open
90 Days2.00%2.02%
180 Days2.00%2.02%
12 months5.00%5.12%
18 months4.00%4.07%
24 months4.00%4.07%
36 months3.25%3.30%
48 months3.25%3.30%
60 months3.25%3.30%

Rates effective as of 04/01/2024. Early withdrawal penalties may apply.


Business Share Certificates

ProductDividend RateAPY*
$500 minimum to open
12 Months4.90%5.01%
$10,000 minimum to open
12 Months5.00%5.12%

Rates effective as of 01/18/2024. Early withdrawal penalties may apply.


IRA Share Products

ProductDividend RateAPY
IRA Shares0.10%0.10%
Roth Conv0.10%0.10%
Roth Regular0.10%0.10%
Educational Shares0.10%0.10%

Rates effective as of 08/22/2023. Early withdrawal penalties may apply. Minimum deposit to earn stated rate is $100.


Traditional IRA Certificates

ProductDividend RateAPY
$500 Minimum to open
12 month4.90%5.01%
18 month3.90%3.97%
24 month3.90%3.97%
36 month3.15%3.20%
48 month3.15%3.20%
60 month3.15%3.20%
$10,000 Minimum to open
12 month5.00%5.12%
18 month4.00%4.07%
24 month4.00%4.07%
36 month3.25%3.30%
48 month3.25%3.30%
60 month3.25%3.30%

Rates effective as of 04/01/2024. Early withdrawal penalties may apply. Rate may change after account is open.

*APY = Annual Percentage Yield. Rates subject to change without notice. Fees and penalties may reduce earnings. Membership eligibility may be required. Please call us at 1-800-807-0766 for current rates & fees or contact a First Flight representative for further information and full disclosures. Federally insured by the NCUA. Equal Housing Lender.

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