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Don’t Miss Our Current Promotional Rates for Select Deposit Products!

Table chart that shows... Money Market: Prestige Money Market; Dividend: 4.00%; APY (APY = Annual Percentage Yield) 4.07%

*Membership eligibility required. Prestige Products are available to all Members who meet and maintain minimum/maximum deposit requirements. Promotion subject to change or end without notice. 1. Minimum new deposit of $10,000 required at the time of account opening. Promotional rate applies to deposits up to $49,999.99. Deposits outside of the promotional deposit range will qualify for standard Money Market rates. 2. Minimum balance requirements must be maintained to receive promotional rate. Federally insured by the NCUA.

Business Share Certificate* $10,000 Minimum Deposit 12-month term; 5.00% dividend; 5.12% APY; Business Share Certificate $500 Minimum Deposit 12-month term; 4.90% dividend; 5.01% APY; APY = Annual Percentage Yield.

Membership eligibility may be required. Promotion available while supplies last. Promotional rates are subject to end at any time and without notice. *Business certificates are only available for Business Account-holding Members. To find out if you qualify for a Business Account, please speak with a First Flight Team Member. Rollovers and existing share certificate products will not qualify for promotional rates. Federally Insured by the NCUA.

Deposit Rates

Save BIG with a variety of options. To learn more about our deposit products call us at 1.800.807.0766 or visit your local branch.

All rates effective as of 08/22/2023.

Personal Checking Accounts

ProductDividend RateAPY
Value Checking (Standard without minimum transaction requirements met)0.05%0.05%
Value Checking (With minimum transaction requirements met)1.00%1.00%
Prestige Checking0.10%0.10%
Basic Checking0.00%0.00%

Rates effective as of 08/22/2023. Rates and fees may change after account is opened. To earn the stated Prestige account rate, member must maintain $5,000 combined balance in savings, checking, Money Market, IRA, or Share Certificates.


Business Checking Accounts

ProductDividend RateAPY
Basic Checking0.00%0.00%
Prestige Checking0.10%0.10%

Rates effective as of 08/22/2023. Rates and fees may change after account is opened.


Standard Consumer Money Market Products

ProductDividend RateAPY
up to $999.990.00%0.00%
$1,000 to $9,999.991.00%1.00%
$10,000 to $49,999.991.25%1.26%
$50,000 +1.50%1.51%

Rates effective as of 08/22/2023. Money market rates are variable and may change after account is open. Allows up to a total of six withdrawals/transfers per calendar month by online, phone or fax request, only three of which can be made by check or debit card.


Business Money Market Products

ProductDividend RateAPY
up to $999.990.00%0.00%
$1,000 to $9,999.991.00%1.00%
$10,000 to $49,999.991.25%1.26%
$50,000 +1.50%1.51%

Rates effective as of 08/22/2023. Money market rates are variable and may change after account is open. Allows up to a total of six withdrawals/transfers per calendar month by online, phone or fax request, only three of which can be made by check or debit card. Business Money Market accounts are only available for Business Account-holding Members.


Savings Accounts

For Share Savings, Business Savings, Custodial Accounts, Estate Accounts, Agency Accounts, & Trust Accounts.

AmountDividend RateAPY
  Up to $24.990.00%0.00%
  $25- $9999.990.05%0.05%
  $10,000 and above0.10%0.10%


First Flight Plus Savings and Christmas Club

AmountDividend RateAPY
First Flight Plus
  Up to $4.990.00%0.00%
  $5 and above0.10%0.10%
Christmas Club
  Up to $24.990.00%0.00%
  $25 and above0.10%0.10%

Rate effective as of 08/22/2023. Member must maintain minimum balance of $24.99 to earn dividends in savings accounts listed above except First Flight Plus accounts in which a $5 balance must be maintained to earn dividends. Rates can change after account opening.


Share Certificates

ProductDividend RateAPY
$500 minimum to open
90 Days1.90%1.92%
180 Days1.90%1.92%
12 months5.15%5.27%
18 months3.90%3.97%
24 months3.90%3.97%
36 months3.15%3.20%
48 months3.15%3.20%
60 months3.15%3.20%
$10,000 Minimum to open
90 Days2.00%2.02%
180 Days2.00%2.02%
12 months5.25%5.38%
18 months4.00%4.07%
24 months4.00%4.07%
36 months3.25%3.30%
48 months3.25%3.30%
60 months3.25%3.30%

Rates effective as of 01/18/2024. Early withdrawal penalties may apply.


Business Share Certificates

ProductDividend RateAPY*
$500 minimum to open
12 Months5.15%5.27%
$10,000 minimum to open
12 Months5.25%5.38%

Rates effective as of 01/18/2024. Early withdrawal penalties may apply.


IRA Share Products

ProductDividend RateAPY
IRA Shares0.10%0.10%
Roth Conv0.10%0.10%
Roth Regular0.10%0.10%
Educational Shares0.10%0.10%

Rates effective as of 08/22/2023. Early withdrawal penalties may apply. Minimum deposit to earn stated rate is $100.


Traditional IRA Certificates

ProductDividend RateAPY
$500 Minimum to open
12 month5.15%5.27%
18 month3.90%3.97%
24 month3.90%3.97%
36 month3.15%3.20%
48 month3.15%3.20%
60 month3.15%3.20%
$10,000 Minimum to open
12 month5.25%5.38%
18 month4.00%4.07%
24 month4.00%4.07%
36 month3.25%3.30%
48 month3.25%3.30%
60 month3.25%3.30%

Rates effective as of 08/22/2023. Early withdrawal penalties may apply. Rate may change after account is open.

*APY = Annual Percentage Yield. Rates subject to change without notice. Fees and penalties may reduce earnings. Membership eligibility may be required. Please call us at 1-800-807-0766 for current rates & fees or contact a First Flight representative for further information and full disclosures. Federally insured by the NCUA. Equal Housing Lender.

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